As part of our commitment to transparency and in accordance with SEC regulations, we are providing you with our updated disclosure documents for 2026.
What’s New:
Effective January 1, 2026, White Oak simplified its fee calculation methodology, moving from a cash-flow-adjusted method to a straight average daily balance calculation. This change provides a more accurate and fair reflection of the assets we manage for you throughout each billing period.
Your Updated Documents:
You can review our updated disclosure documents at the following links:
- Form ADV Part 2A (Firm Brochure)
- Form CRS (Customer Relationship Summary)
- Wrap Fee Brochure
- Privacy Policy
These documents contain important information about our services, fees, conflicts of interest, and business practices. You can also find these documents on our website: A Fiduciary Responsibility
What You Should Do:
We encourage you to review these documents. If you have any questions or would like to discuss how this change affects your account, please don’t hesitate to contact us at (828) 274-7844.
Need a Paper Copy?
If you would prefer to receive a printed copy of any of these documents, please let us know and we will mail them to you at no charge.
Thank you for your continued trust in White Oak Financial Management.
